Equipment financing
Designed around
Heavy Industry
Flexible leasing, ownership, fleet management, and rental solutions for forklifts, container handling equipment, and specialized industrial fleets.
Explore Your Options
A financing partner that
understands equipment.
TLR starts with the application, the equipment, and the way your fleet operates. From there, we help structure a practical program around cash flow, utilization, maintenance needs, and your preferred end-of-term outcome.
Equipment-First Planning
We consider capacity, attachment, wheelbase, duty cycle, operating environment, and expected use before recommending a structure.
Discuss Your ApplicationFlexible Financial Structures
Compare operating-style leases, ownership-focused financing, re-leasing, maintenance options, and rental solutions in one conversation.
Compare OptionsSupport Beyond Funding
Fleet usage monitoring, consolidated billing, maintenance programs, and equipment coordination can be built into the relationship.
Discuss Fleet SupportIndustrial expertise. Personal service.
Taylor Leasing and Rental works with businesses that rely on material handling and heavy industrial equipment every day. Our goal is to make the financing side easier to understand and easier to manage.
Because we work closely with Taylor Machine Works and the broader Taylor organization, we understand the machines, the applications, and the support required after delivery.
Start a Conversation
Our Approach
Understand the application first, then build the financial structure around the equipment, usage, budget, and long-term plan.
Our Commitment
Provide direct communication, clear options, and support that continues throughout the life of the program.
Choose the structure that matches your business goal.
TLR can help compare the practical differences between lower operating cost, future ownership, and extending the use of an existing fleet.
Tax and accounting treatment varies by customer and agreement. Consult your tax and accounting advisors regarding your specific situation.
Equipment Finance Agreement (EFA)
- This is a precomputed loan, not a simple interest loan.
- The financed amount is disclosed in the agreement.
- A prepayment premium applies if the agreement is paid off before maturity.
- Sales tax is financed as part of the agreement.
- The customer is listed as the owner of the asset.
Fair Market Value (FMV)
- This is a true lease product.
- At the end of the term, the customer can purchase the equipment for fair market value, return it, or renew the lease.
- The agreement can be paid off early by paying the remaining payments, plus fair market value if the customer wants to purchase the equipment.
- Taylor Leasing owns the asset until it is purchased.
Stated Purchase Option (SPO)
- This is a true lease product.
- At the end of the term, the customer can purchase the equipment for the stated amount shown in the documents, return it, or renew the lease.
- The agreement can be paid off early by paying the remaining payments, plus the stated purchase option amount if the customer wants to purchase the equipment.
- Taylor Leasing owns the asset until it is purchased.
Fixed Purchase Option $1 Purchase Option
- This is a lease-to-own product.
- At the end of the term, the customer purchases the equipment for $1.
- The agreement can be paid off early by paying the remaining payments.
- No prepayment penalty applies.
- Taylor Leasing owns the asset until it is purchased for $1.
EQUIPMENT FINANCE AGREEMENT
- This is a precomputed loan, not a simple interest loan.
- The financed amount is disclosed in the agreement.
- A prepayment premium applies if the agreement is paid off before maturity.
- Sales tax is financed as part of the agreement.
- The customer is listed as the owner of the asset.
FAIR MARKET VALUE
- This is a true lease product.
- At the end of the term, the customer can purchase the equipment for fair market value, return it, or renew the lease.
- The agreement can be paid off early by paying the remaining payments, plus fair market value if the customer wants to purchase the equipment.
- Taylor Leasing owns the asset until it is purchased.
STATED PURCAHSE OPTION
- This is a true lease product.
- At the end of the term, the customer can purchase the equipment for the stated amount shown in the documents, return, or renew.
- The agreement can be paid off early by paying the remaining payments, plus the stated purchase option amount if the customer wants to purchase the equipment.
- Taylor Leasing owns the asset until it is purchased.
FIXED PURCAHSE OPTION / $1 OUT
- This is a lease-to-own product.
- At the end of the term, the customer purchases the equipment for $1.
- The agreement can be paid off early by paying the remaining payments.
- No prepayment penalty.
- Taylor Leasing owns the asset until it is purchased for $1.
Fair Market Value Leasing
A flexible structure that may provide lower monthly payments and multiple end-of-term options, including return, purchase at fair market value, or continued use under an agreed extension.
Ask About FMV Leasing
Finance / Ownership Leasing
An ownership-focused option that can finance the equipment and eligible related costs while preserving other borrowing capacity. Ownership transfers according to the agreement terms.
Discuss Ownership Options
Fleet Re-Leasing
Extend the use of existing equipment on a month-to-month basis, with options for usage monitoring, consolidated invoicing, and maintenance support.
Review Your Current FleetWhat does your business need the structure to accomplish?
Every operation has a different reason for leasing or renting equipment. Start with the business goal, then TLR can help narrow the available options around your equipment needs, usage, term, and operating plan.
Lower Monthly Operating Cost
A Fair Market Value lease may be a fit when your business wants lower monthly payments, flexible end-of-term options, and less cash tied up at the start.
Own the Equipment at the End
Finance or ownership leasing is built for companies that want a predictable path to ownership while preserving working capital for other business needs.
Keep a Current Fleet Working
Re-leasing can help extend useful equipment life, keep proven machines in service, and avoid making a replacement decision before your operation is ready.
Cover a Short-Term Need
Rental may be the better option for temporary capacity, seasonal work, project demand, or a gap while permanent equipment is repaired or delivered.
Frequently Asked Questions
TLR focuses on forklifts, lift trucks, container handlers, reach stackers, log stackers, and other specialized material handling or industrial fleet equipment. Contact us with the exact machine and application so we can confirm available options.
An FMV lease generally emphasizes flexibility and may offer lower monthly payments, with return, purchase, or extension options at the end. A finance or ownership lease is structured around retaining the equipment according to the agreement terms.
Yes. Depending on the equipment and agreement, maintenance support can range from scheduled service and emergency repairs to broader full-maintenance programs. TLR will review the level of support your operation needs.
The available options depend on the lease structure. They may include returning the equipment, purchasing it under the agreement terms, or extending use through a re-lease. Return-condition requirements may apply.
TLR maintains used material handling equipment that may be available for rent or lease. Availability changes, so the best first step is to contact the rental team with the capacity, equipment type, location, and required dates.
Put the right equipment to work without forcing the wrong financial structure.
Tell us what the machine needs to do, how long you expect to use it, and what outcome matters at the end. We will help identify the structures worth considering.
Tell us your
equipment needs
Share the application, capacity, timeline, and preferred structure. A TLR representative can follow up with the right questions.